Credit Manager

·         Monitoring the loan portfolio to mitigate the risk of default and to maintain loan quality: check the progress and status of the loans in the company's portfolio, especially the files with derogations that need to be monitored periodically, including compliance with payment deadlines and repayment conditions;

·         Risk analysis and assessment: assess the risks associated with loans, monitor performance indicators (e.g., default rates), and identify clients with the potential for delay or default;

·         Maintaining communication with clients: contact clients to discuss any potential payment issues and to identify repayment solutions in case of financial difficulties;

·         Preparing periodic reports: provide internal reports about the state of the loan portfolio, performance indicators, and default rates to the management to support strategic decisions;

·         Collaborating with other departments: work closely with risk, compliance, and legal departments to ensure all actions are in line with internal policies and current regulations.

• Higher education in relevant fields (economic/financial);

• Professional experience of at least 2-5 years in the field of lending;

• Solid knowledge of financial analysis, credit risk, and risk monitoring;

• Excellent verbal and written communication skills in Romanian and Russian, knowledge of English is an advantage;

• Good skills in using MS Office applications;

• Responsible, meticulous person oriented towards results.

• Bonuses + meal vouchers;

• Modern office, equipped with necessary utilities;

• Gifts for certain events;

• Additional days off (for the employee's birthday);

• Regularly organized training to improve your performance and professional skills;

• Payment for professional and personal development courses;

• Organized team building events to motivate you, connect with the team;

• Advantageous conditions on the company's products for employees.

Negotiable.

Full-time work schedule.