Main tasks:
- Participates in the development and/or modification of draft normative acts and internal acts, related to the field of competence of the Directorate, in the process of harmonizing national legislation with the European Union acquis;
- Participates in the development of policy documents in the field of financial services consumer protection;
- Carries out supervision activities of the activity of banks, non-bank credit organizations and savings and loan associations in the field of protection of the rights of consumers of financial services;
- Participates in the control activities of banks, non-bank credit organizations and savings and loan associations, prepares the control act, the table of divergences and the draft decision on the control results;
- Ensures the preparation of administrative files within the Directorate, in compliance with the provisions of the Administrative Code and the requirements of internal documents;
- Participates in the process of identifying and assessing risks in the field of consumer protection of bank credit/deposit services;
- Performs, depending on the current activity of the subdivision, any other tasks ordered by the direct manager and/or the management of the institution, related to the functional duties of the Directorate
Minimum mandatory requirements:
- Higher education completed with a bachelor's degree in the economic, financial - banking and/or legal fields;
- Professional experience and knowledge of civil legislation and economic concepts regarding loans and deposits ( 4 years );
- Professional experience in the field of regulation creation (1 year) ;
- Knowledge of Romanian and English ( B2 );
- Knowledge of EU legislation and practices related to the field is an advantage;
- Advanced computer skills in MS Word, Excel, Power Point and Outlook.
Behavioral skills:
- integrity, professionalism, perseverance, consistency in thinking, responsibility;
- punctuality, individual organizational/planning capacity, ability to meet deadlines;
- analytical spirit and critical thinking;
- ability to synthesize and write reports;
- capacity for self-improvement – self-taught;
- the ability to communicate orally and in writing, to clearly and concisely present findings, conclusions and recommendations;
- increased attention to detail and keen sense of observation;
- the ability to adapt to changes and priorities quickly, to manage multiple activities simultaneously with a focus on completing them on time;
- positive, constructive attitude, spirit of initiative and creativity, ability to work in a team and transfer knowledge, orientation towards results;
- ability to manage sensitive/confidential information;
- availability for continuous professional training;
- availability for business travel (as applicable).
The bibliography on which the questions will be formulated during the interview for the vacant position
1. Law No. 202/2013 on consumer credit agreements;
2. Law No. 202/2017 on the activity of banks;
3. Law No. 1/2018 on non-bank lending organizations;
4. Law on Savings and Loan Associations No. 139/2007;
5. Law No. 192/1998 on the National Financial Market Commission;
6. Law No. 105/2003 on consumer protection;
7. Law no. 157/2014 on the conclusion and execution of distance contracts regarding consumer financial services;
8. Law No. 100/2017 on normative acts;
9. Civil Code;
10. Administrative Code.
Salary is determined at the interview.
Full work schedule.
